How to Deposit Checks at Schwab

There are a few easy ways to deposit checks into your clients’ Schwab accounts; just pick what works best for you or your client.

Deposit Options:

• Mobile App – Use the Schwab Mobile app to snap a photo and deposit checks on the go. Mobile app instructions here.
• Branch Office – Drop off a check in person at a Schwab location (see steps below).
• Mail – Send checks to Schwab through regular or overnight mail (details below).
• Schwab Advisor Center – Upload checks digitally through the Advisor Check Deposit tool.

Depositing at a Schwab Branch

1. Double-check the check – Make sure it meets Schwab’s requirements.
2. Get the endorsement – The client must sign the back. If it’s from an insurance, escrow, or title company, everyone listed on the check must sign.
3. Hand it over – Bring the check to a Schwab employee at the branch.

Mailing Check Deposits

You can also mail checks for Schwab brokerage or bank accounts. Here's how:

1. Verify the check – Confirm it meets Schwab’s requirements.
2. Endorse the back – All clients listed need to sign it.
3. Mail it to the right address – Use the location closest to you, or pick based on account type or delivery method.

Using Schwab Advisor Center

With the Advisor Check Deposit tool, you can:

• Scan, upload, and deposit checks into client brokerage accounts
• Split deposits across multiple accounts

Need help using the tool? Check out the How to Use Advisor Check Deposit guide.

Bonus Tip

Schwab’s Service Guide is a great resource if you're looking for more help on check deposits or anything else account-related.